*as on 31st December 2019 17 States... 980 Branches... 25 lakh Borrowers*            No. 3 in terms of AUM*            No. 2 in terms of Market Cap*            No. 1 in terms of Profit (PBT)*            30+ Lenders (PSU Banks, Private Banks, MNC Banks, SFBs, NBFCs)*
About Spandana
About Us

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Mission

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Awards

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Products

Our services are as per the convenience of our clients. All the terms and conditions of the loans are made known to the clients to maintain our core value of Transparency. We have no hidden charges in the name of value added services and compliance with Statutory requirements.

Abhilasha (JLG Loans) Abhilasha stands for “Aspiration”. This unique loan is designed especially for low-income households

Loans Against Property (LAP) Sometimes big ideas need small help, thus we have designed our Loan Against Property known as LAP.

Personal Loans These Loans are given exclusively to Business development, Purchase of livestock, house construction/renovation or any other emergency needs.

Gold Loans (Keertana) Gold Loans are given against the mortgage of Jewellery. Indian housewives hold 11% of the world's gold.

Interim Loans We’ve introduced Interim loans to assist our borrowers who are struggling to meet short-term liquidity requirements.

Board of Directors
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Ms. G. Padmaja Reddy

Managing Director

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Mr.Deepak Calian Vaidya

Chairman

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Mr. Karthikeya Dhruv Kaji

Nominee Director

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Mr. Sunish Sharma

Nominee Director

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Ms. Abanti Mitra

Independent Director

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Mr. Ramachandra Kasargod Kamath

Nominee Director

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Mr. Bharat Shah

Independent Director

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Mr.Jagadish Capoor

Independent Director

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Mr. Amit Sobti

Nominee Director

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Mr. Darius Pandole

Nominee Director

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Partners
Investors
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Lenders
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Outreach

Key Outreach Indicators Mar-17 Mar-18 Mar-19 Sept-19 Dec-19
No. of States 13 15 17 17 17
No. of Districts 192 222 264 272 276
No. of Branches 526 694 925 941 980
No. of Borrowers (in Mn) 1.06 1.59 2.46 2.47 2.46
Gross Loan Portfolio (Rs. in Cr) 1,297 3,166 4,372 5,407 5,879
Success Stories

Our relationship with our customers span decades which we believe is a testament to our track record of continuously adding value. We are proud that we are able to touch lives of over 55 lakh borrowers across the nation. Since our inception, we have seen thousands of women turn into entrepreneurs, expand existing business, or return a business to profitability. Their success stories inspire us and encourage us to do more.