Micro Finance Model
 
1. Quick loan disbursement
2. Rigorous group formation process
3. Availing credit is not a condition for membership
4. Flexible loan repayment system
Unrestricted loan usage for repeat borrowers
5. Social security
6. Cross-functional skill development of staff to cut cost
   

 

 

LOAN PRODUCTS

  

Name of the product

 

 

General Loans

 

Meant for daily wage women labourers and petty traders for Income generation and consumption purpose with a loan size of between Rs. 2,000 and Rs. 20,000

Small Business Loan
Meant for small business people with daily cash flow with a loan size of between Rs. 4,000 and Rs. 20,000
Micro Enterprise Loan

Meant for SMEs and salaried people with a loan size of between Rs. 25,000 and Rs. 200,000

Agri Family Loan Meant for small and marginal farmers with a loan size of between Rs. 5,000 and Rs. 30,000
Dairy Loan Meant for milk collection agents and milk producers with a loan size of between Rs. 10,000 and Rs. 100,000
Farm Equipment Loan Meant mainly to cater to the needs of Small and Marginal Farmers with a loan size between Rs.50,000 and Rs.350,000